Frequently Asked Questions
What is a vehicle title?
A certificate of title is a document issued
by each state’s motor vehicle
department that proves you (and possibly an
institution that loaned you money for your
purchase) are the legal owner of the
vehicle.
How do you get a vehicle title?
A dealer provides the vehicle’s first
buyer with a certificate of title. The
title is then passed on to each of the
vehicle’s subsequent owners.
Why do I need a vehicle title?
A title is required to register the vehicle
and use it on the road. Without a car
title, you cannot trade in the vehicle for
another. A car, truck or motorcycle without
a vehicle title is difficult to sell
— it is even unlawful for a junkyard
to purchase it!
What is a “lien” and how long does it stay on a vehicle title?
A certificate of title will show a lien if
a buyer has borrowed money to purchase the
vehicle. The party who granted the loan is
also named on the vehicle title and is
known as the “lien holder”.
When the purchaser pays off the loan, the
lien holder no longer has a financial
interest in the vehicle and signs over the
vehicle title document entirely to the
buyer.
How is it that the title and vehicle can become separated?
There are a variety of circumstances why
the certificate of title does not always
accompany the vehicle as owners change.
These include: improper transfer of
ownership documents; vehicles that were
left unclaimed at auto repair shops;
vehicles that were towed or impounded and
never retrieved; vehicles sold at auction
or by a private party without title; and
repossessed vehicles, to name a few.
Can’t I just call my state’s DMV and get a new title in my name?
In some cases — such as when you
misplaced a vehicle title and need a
duplicate, or you want to remove the lien
holder’s name — you can
relatively easily do so by applying to your
state’s motor vehicle department.
However, if your name, for whatever reason,
was never on the title that was recorded,
the procedures can be cumbersome and
complicated. Such situations require
experienced title professionals to navigate
the process.
Are the rules for getting an automotive title the same in every state?
No. Each state has its own set of laws and
procedures regarding vehicle titles,
vehicle registrations, driver’s
licenses and the like.
How much does it cost to hire a title professional to help me?
Greenlight Titles has three prices
depending on the year of the vehicle. We
charge $350 for vehicles that are 1991 and
older, $450 for vehicles between 1992 and
2001, and $550 for vehicles 2002 and newer.
We work in all 50 states and will get you a
title for any make, model or year of
vehicle.
Will I have to shell out additional money and if so, how much?
It’s difficult to say exactly what
extra costs may be involved because each
case is unique. However, many states
require application fees; state, county
and/or local taxes; posting of a surety
bond; inspection fees; and occasionally
advertising. These expenses are not covered
by Greenlight Titles.
Do I have to do anything else once I hire Greenlight Titles?
Yes. There is usually additional paperwork
that you will be asked to review, sign
and/or notarize. Our title specialists work
closely with you to collect all the
necessary documents to expedite your
vehicle title application.
What happens if you are unable to get me a vehicle title?
Greenlight Titles works diligently to get
you a vehicle title. However, if your
circumstances change or we find that for
some reason we cannot get you a title, we
will send you a refund (minus
expenses.)
How long does it take to get a vehicle title?
The length of time it takes to get a title
depends upon many factors, including what
state you live in, how you came to be in
possession of the vehicle, and the year of
your vehicle. It can take as few as 3 weeks
or as many as 6 months to be issued a title
once you retain Greenlight Titles.